ADT® Authorized Dealer Serving Fort Lauderdale, Boca Raton, & Surrounding Areas
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September 08, 2026

Does Home Security Lower Insurance Rates In Fort Lauderdale?

Absolutely! Many insurance companies give discounts for home security systems in Fort Lauderdale, generally ranging from 5 to 20% depending on serveral factors. Your savings amount can vary significantly based on the type of system you choose, the insurance company, and where you reside. Learn how to get the most savings while giving your loved ones the highest level of protection

Why Do Insurers Offer Home Security Discounts?

Home security systems decrease the risk of break-ins, which means the probability of your insurance company paying a covered claim are reduced. When you have monitored CO detectors, fire alarms, and flood sensors linked to your home’s security, the potential for damage caused by fires and flooding is reduced as well. You help the insurer by lowering their payout risk. For this reason, they’re pleased to give you a price savings.

What Fort Lauderdale Home Security Systems Earn You The Best Discount?

It’s only natural that you want the biggest discount possible. Here are some tips:

  • Get a monitored system. A system monitored by professionals is the best choice for your family, and it’s generally required by insurance companies to earn a discount. Enjoy peace of mind and save money in the process.

  • Include monitored safety equipment. There’s a good chance you’ll enjoy even more savings by reducing the risk of damage due to fires, CO leaks, and flooding. Getting your carbon monoxide detectors, smoke alarms, and flood sensors monitored also supplies your family an essential backup during emergency situations.

  • Opt for a comprehensive system. Opting for a layered defense with outdoor and indoor cameras, window and door sensors, motion sensors, smart locks, and more, will be looked upon favorably by the insurer and result in greater savings.

Adding a surveillance device by itself won’t instantly get you a discount. Know that your system will need to be monitored by professionals. 

How To Get Your Home Security Insurance Discount In Fort Lauderdale

The initial step to getting a discount on your premiums is to call the insurer once you’ve installed your security system. They will likely want to see documentation such as an alarm monitoring certificate or a monitoring agreement. Reputable home security providers like ADT have experience with insurers and can assist with the required paperwork.

ADT Systems Have Everything You Need For Insurance Discounts

Get the best defense for your home and enjoy an insurance discount with an ADT alarm system in Fort Lauderdale. Featuring the country’s largest monitoring network, ADT gives you the best in 24-hour professional monitoring. You’ll also appreciate multi-layered systems with video cameras, smart locks, environmental alarms, and much more.

How Much Will You Save? Design Your New ADT System In Fort Lauderdale Today

The greatest perk of ADT security systems is the outstanding protection they give your Fort Lauderdale family. Getting discounts on your home insurance bills is a nice bonus. Build your new system by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (954) 688-4955 or submit our form below.

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